Certificates of Deposit

A certificate of deposit is a great short-term savings tool. With terms that vary from six months to 60 months, there’s sure to be a solution for you. First National Bank of Northfield is proud to offer competitive rates for its certificates of deposits.  See the rate chart below.

Stacked CoinsBump Your Rates!

Don’t lock yourself in – get a “Bump Your Rate” CD and have the flexibility to raise your rate. The 36- and 60-month CDs from First National allow you to “Bump Your Rate” one time during the term of the certificate. Stop in our Downtown or South location to learn more and open an account.

Contact & Locations


If you’d like to print our chart of the current rates, click here.

A penalty may be imposed for early withdrawal.

‡ You will have the ability to “Bump Your Rate” one time, only, during the original term of the certificate. After original maturity, the CD will automatically renew for another term, but with no “bump up” feature.

* Annual Percentage Yield (APY). Annual Percentage Yields and interest rates may change at any time.

**The minimum balance required to open an account and obtain the annual percentage yield stated.