We have the right checking account for you from our basic checking account to our interest-bearing checking accounts. Contact us for more information.
| Account Options | Account Features | Minimum Balance | Service Fees | Interest Earned | Overdraft Privilege | Check Return |
|---|---|---|---|---|---|---|
| Basic Checking | An economical checking account with no minimum balance, no monthly service fee, and unlimited check writing privileges. | No minimum balance | No monthly service fee | None | $400 | Check images not returned with monthly statement |
| Regular Checking | A full-service checking account with unlimited check writing privileges with a low minimum balance to avoid service charges. | $300 minimum balance | $3 maintenance fee and $.20 per debit transaction in excess of 20 (if balance falls below $300 or a $1000 average balance) for the statement cycle. | None | $600 | Check images returned with monthly statement |
| Interest Checking | An interest bearing checking account with unlimited check writing privileges at no fee with a $500 minimum balance. | $500 minimum balance | $5 maintenance fee and $.20 per debit transaction (if balance falls below $500 or a $1000 average balance) for the statement cycle. | Interest bearing | $800 | Check images returned with monthly statement |
| Mainstreeters Club | For customers 55 years of age and older. | $2500 minimum balance in any Savings, Checking, or CD Account. | See Mainstreeters Club for more detailed information. | Interest bearing where applicable | According to type of checking account | Check images returned as applicable |
Learn more about our savings accounts.
Additional Services
- Photo Debit/ATM card available on checking accounts*
- First Reserve overdraft protection*
- Free Online Banking
- Online Bill Pay
- Free FIRSTCALL 24-hour phone account information (507-645-0610)
- Please call or stop in to order checks
* Subject to qualification
